APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from widely and can be from 200% to 1386%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
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However, most retirees are finding it difficult to simply stay at. A recent segment aired on NBC Evening News reported that more retirees are opting to move to university towns where young people are and there are lots of things to do. Perhaps your ideal retirement place is at a beach, your own condo, at a golf course or a country house. However, what will determine where you will live is your financial status after retirement. Before you move to your preferred city, think about how you would like to live. Ask yourself the following:
