Applying does NOT affect your FICO® credit score!
CashinaSnap provides you payday loan options through our long-established lending partners. We are not a direct lender but a referral source connecting lenders and those requesting online payday loans.
Payday loan fees vary greatly from state to state and are regulated on the state level. What this means to you is: depending on where you live will determine the amount of the loan you may qualify for as well as the fees that the lender may charge you. The best way to check your rates/fees is to go to your state website.
We recommend you only get an online payday loan for emergency expenses such as an unexpected medical bill or auto repair and similar situations. For most online payday loans, your loan payment is due on your next pay date. Again, some states allow exceptions and loan repayments in 30 days and even loan rollovers or extensions. It is best to avoid rollovers as you will have additional fees, and this could make it more difficult for you to repay your loan.
Always ask your lender any questions you have about your loan terms and conditions before you accept a loan offer. If you qualify for a loan and a lender makes a loan offer, you are then working directly with that lender. CashinaSnap will not know who your lender is nor any terms and conditions you agreed to. Therefore, we cannot assist you if you have questions or a complaint about a loan you received. You never have an obligation to accept a loan offer from a lender.
Always get answers to all your questions directly from your lender and contact them if you have any concerns about your loan.
If you need an online payday loan, you may submit a request by completing our safe and secure payday loan request form.
