Personal loans do not require any collateral as they are unsecured loans. Payday loans are similar to unsecured installment loans because they do not require any collateral. You can also receive a small sum of money that has to be repaid within 2 to 4 weeks or at your next pay date. 

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Bad credit can be a burden for the rest of your life if you let it. Running up large credit card bills or failing to make payments on your loans can damage your credit score and make it difficult to borrow money when you need it.

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