Payday loans are short term loans that are fee-based and paid back on your next pay date or within 30 days in almost all cases. They are unsecured and easy to qualify for and only take a few minutes to request from a smartphone.

Payday loans are an essential way to get quick cash when you experience an emergency expense such as a medical bill, auto repair, or other critical expenses that you must pay right away. Payday loans may or may not affect your credit scores.

Personal loans do not require any collateral as they are unsecured loans. Payday loans are similar to unsecured installment loans because they do not require any collateral. You can also receive a small sum of money that has to be repaid within 2 to 4 weeks or at your next pay date.

Payday loans are designed to solve your financial emergencies by providing you with immediate access to cash without a credit check even if you have a low credit score.

A new short-term loan law goes into effect in Ohio to save Ohioans from getting trapped into a debt cycle. The new law follows standards already established in many other states, but there are a few differences.




