Creative Uses Of Payday Loans

When you hear the term payday loans, you probably think of getting emergency cash when you need it most. And you would be right.  But there are a number of ways you can use your payday loan. In fact, you can use it anyway you want to.

Read more

Effect of Bank Overdrafts on Your Credit Score

If your credit is good, your bank may allow you to overdraft or spend more than is in your account without a penalty. However, most people and several banks are not in a situation where this is either allowed or done without fees. The normal fee for a single check overdrawn on the account (overdraft) is $35. Again, this is per check! This implies that four checks equal $140 in fees!

Read more