If you are disabled until you reach your retirement age, you can receive Social Security disability benefits and then Social Security retirement payments. However, you need to take some measures to keep your SSD benefits in effect until you reach your retirement age.
Social Security disability benefits can provide income to those who are not able to earn sufficient money due to their disability. At times, SSD funds may not be sufficient for people to live the lifestyle they once had.
Also known as the "Card Act," the new law went into effect the following February. Nearly a decade later, a recent survey showed less than half of Americans knew about it. You should be aware of what this law means and how it affects borrowing.
Your filing status and the tax rates that apply to your specific annual income will determine what bracket you fall into. The amount used to figure your taxes will be whatever income you have left after you have accounted any deductions you might be able to claim.
Tax deductions are subtracted from your income and what's left is subject to state and federal income taxes. They reduce the amount of income tax you would owe by decreasing your taxable income.
Everyone looks forward to getting their income tax refund. Sometimes it can be hard to figure out just how long it will take. This year is no different. There have been quite a few changes to the tax laws over the last year which means there could possibly be a few delays.
Traditional lenders want you to have a pretty good track record with no defaults and mostly on-time payments. Banks and even credit unions won’t consider your application if you have had some credit problems in the last several years.
